Defence Homes Insurance: The Best Way to Protect Your Home

Defence Homes Insurance: The Best Way to Protect Your Home

As a homeowner, you want to ensure that your property is protected from any damage or loss. When you are serving in the defence forces, whether you’re on active duty or a veteran, there may be unique risks that your home is exposed to. This is where defence home insurance comes in. This type of insurance policy is designed specifically for those in the defence forces to provide coverage against various potential risks. In this article, we’ll explore what defence home insurance is and why it’s important to consider for your peace of mind.

Contacting DSH Insurance: A Quick and Easy Guide

If you need to contact DSH Insurance, you have several options available. Here is a quick and easy guide:


The easiest way to contact DSH Insurance is by phone. You can call their customer service line at 1300 552 662 from Monday to Friday, between 8:30 am and 5:00 pm AEST.


If you prefer to email them, you can use their contact form on their website. You will need to provide your name, email address, phone number, and a brief message describing your inquiry. DSH Insurance will get back to you as soon as possible.

Live Chat

Another option is to use their Live Chat feature, which is available on their website during business hours. This is a great way to get quick answers to your questions or concerns.


If you prefer to send a letter, you can mail it to the following address:

DSH Insurance
PO Box 265
Newcastle NSW 2300

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Social Media

Finally, you can also contact DSH Insurance through their social media accounts, such as Facebook or Twitter. This is a good way to stay up-to-date with their news and updates, and to ask any questions you may have.

Whichever option you choose, DSH Insurance is committed to providing you with excellent customer service and support. They understand that dealing with insurance can be stressful, and they are here to help you every step of the way.

Understanding DSH Insurance: Benefits and Coverage Explained

Defence Service Homes (DSH) Insurance is a type of insurance designed for members of the Australian Defence Force (ADF) and their families. It provides coverage for a range of events that could potentially impact the home and its contents.

Benefits of DSH Insurance

There are several benefits to having DSH Insurance, including:

  • Lower premiums: Members of the ADF and their families may be eligible for lower premiums due to their service.
  • Flexible coverage: DSH Insurance offers a range of coverage options, including home and contents insurance, as well as additional coverage for events such as flood and fire.
  • No excess: Unlike many other insurance policies, DSH Insurance does not require an excess payment in the event of a claim.
  • 24/7 support: DSH Insurance offers 24/7 support to its policyholders, ensuring that they can get help when they need it most.

Coverage provided by DSH Insurance

DSH Insurance provides coverage for a range of events, including:

  • Accidental damage: DSH Insurance covers accidental damage to the home and its contents, such as broken windows or spilled paint.
  • Theft and burglary: DSH Insurance provides coverage for theft and burglary, including damage caused by forced entry.
  • Fire and explosion: DSH Insurance covers damage caused by fire and explosion, including damage to the home and its contents.
  • Storm and flood: DSH Insurance provides coverage for damage caused by storm and flood, including damage to the home and its contents.
  • Legal liability: DSH Insurance covers legal liability, including damage caused to third-party property or injury sustained by third parties while on the policyholder’s property.
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It is important to note that the coverage provided by DSH Insurance may vary depending on the specific policy and coverage options selected by the policyholder. It is important to carefully review the policy and speak with an insurance expert to ensure that the coverage meets your needs.

Understanding Home Insurance Coverage in Australia: A Comprehensive Guide

Home insurance coverage is essential for protecting your investment and ensuring your family’s security. As a homeowner, it’s important to understand the various types of home insurance coverage available in Australia, and which one is right for you. In this comprehensive guide, we’ll cover everything you need to know about home insurance coverage in Australia.

What is Home Insurance Coverage?

Home insurance coverage is an insurance policy that provides financial protection against damage to your home and belongings. It typically covers damage caused by natural disasters, fire, theft, and other unexpected events. Home insurance policies can vary in coverage, limits, and exclusions, so it’s important to review your policy carefully.

Types of Home Insurance Coverage

There are several types of home insurance coverage available in Australia:

  • Building Insurance: covers the cost of repairing or rebuilding your home’s structure if it’s damaged by fire, natural disasters, or other unexpected events.
  • Contents Insurance: covers the cost of repairing or replacing your personal belongings if they’re damaged or stolen.
  • Combined Home Insurance: combines building and contents insurance into one policy, offering more comprehensive protection.
  • Landlord Insurance: covers the cost of repairing or rebuilding your investment property if it’s damaged, as well as any loss of rental income if your tenants are unable to pay rent due to an insured event.
  • Strata Insurance: covers the cost of repairing or rebuilding common areas and shared facilities in strata-titled properties.
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Defence Homes Insurance

Defence Homes Insurance is a specific type of home insurance coverage designed for members of the Australian Defence Force and their families. It’s offered by Navy Health, a not-for-profit health fund that also provides insurance products to the Defence community.

Defence Homes Insurance covers the same events as standard home insurance policies, including fire, natural disasters, theft, and accidental damage. It also includes additional coverage for Defence-related activities, such as deployment, relocation, and storage of personal belongings.

How to Choose the Right Home Insurance Coverage

Choosing the right home insurance coverage depends on your individual needs and circumstances. Factors to consider include:

  • The value of your home and belongings
  • The level of coverage you need
  • Your budget and premium affordability
  • Any specific risks or hazards in your area
  • Any additional coverage you may need

It’s important to compare different home insurance policies and providers before making a decision. Consider reading reviews and seeking advice from family and friends who have experience with home insurance.

As we come to the end of this article, I want to leave you with one final tip when it comes to Defence Homes Insurance. Make sure to review your policy regularly and keep your insurer up to date with any changes in your circumstances. This will ensure that you are adequately protected in the event of any unforeseen circumstances.

Remember, Insurance is there to offer you peace of mind and protection, so take the time to understand your policy and the coverage it offers. If you have any questions or concerns, don’t hesitate to reach out to your insurance provider or a licensed insurance broker for guidance.

Thank you for taking the time to read this article. I hope you found it informative and helpful. As always, our team is here to support you with any of your insurance needs. Stay safe and protected!

If you found this article informative and engaging, be sure to visit our Homeowners insurance section for more insightful articles like this one. Whether you’re a seasoned insurance enthusiast or just beginning to delve into the topic, there’s always something new to discover in See you there!

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