Secure Your Business with RAC Business Insurance – Comprehensive Coverage for Peace of Mind

Secure Your Business with RAC Business Insurance - Comprehensive Coverage for Peace of Mind

As a business owner, you constantly face risks that could potentially harm your company’s financial stability. That’s why it’s essential to have the right insurance coverage to protect your business from unexpected events such as property damage, liability claims, and employee injuries. One of the top choices for business insurance in the UK is RAC Business Insurance. In this article, we’ll explore the benefits of RAC Business Insurance and how it can help safeguard your business against various risks.

Unveiling the Ownership of RAC Insurance: Everything You Need to Know

RAC Insurance is a well-known insurance provider in the UK market. In this article, we will explore the ownership of RAC Insurance and everything you need to know about it.

Who owns RAC Insurance?

RAC Insurance is a subsidiary of the RAC Group, which is owned by the Carlyle Group, a global investment firm based in the United States. The Carlyle Group acquired RAC Group in 2011 for £1 billion.

What types of insurance does RAC Insurance offer?

RAC Insurance offers a variety of insurance products, including:

  • Car Insurance
  • Home Insurance
  • Travel Insurance
  • Pet Insurance
  • Van Insurance

RAC Insurance also offers a range of business insurance products, including:

  • Public Liability Insurance
  • Employers’ Liability Insurance
  • Professional Indemnity Insurance
  • Commercial Vehicle Insurance
  • Commercial Property Insurance

What are the benefits of choosing RAC Insurance?

There are several benefits of choosing RAC Insurance, including:

  • 24/7 claims helpline
  • Flexible payment options
  • No claims discount
  • Optional extras, such as breakdown cover and legal expenses cover

How can I contact RAC Insurance?

If you need to contact RAC Insurance, you can do so in the following ways:

  • Phone: 0330 159 1468
  • Email:
  • Live chat: Available on the RAC Insurance website
  • Post: RAC Insurance, RAC House, Brockhurst Crescent, Walsall, WS5 4AW
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RAC Insurance offers a range of insurance products, including car insurance, home insurance, and business insurance. Choosing RAC Insurance comes with several benefits, such as flexible payment options and optional extras. If you need to contact RAC Insurance, you can do so via phone, email, live chat, or post.

Understanding RAC: A Guide to its Business Type and Services

RAC is a UK-based insurance company that provides insurance services to businesses. It offers a range of insurance products to meet the various needs of businesses.

Business Types

RAC offers insurance products for different types of businesses, including:

  • Small businesses: RAC offers insurance products tailored to meet the needs of small businesses, such as liability insurance, business interruption insurance, and property insurance.
  • Medium-sized businesses: For medium-sized businesses, RAC offers insurance products such as commercial vehicle insurance, professional indemnity insurance, and cyber insurance.
  • Large businesses: RAC provides insurance products for large businesses, such as fleet insurance, employer’s liability insurance, and property insurance.


RAC provides a range of insurance services to businesses, including:

  • Insurance advice: RAC assists businesses in choosing the right insurance products to meet their specific needs and requirements.
  • Claims handling: RAC has a team of claims handlers who are available 24/7 to assist businesses in making claims and to ensure that claims are handled efficiently and effectively.
  • Risk management: RAC provides businesses with risk management services to help them identify and manage potential risks.
  • Legal advice: RAC provides businesses with legal advice on insurance-related matters.

Contacting RAC: A Quick and Easy Guide

If you need to contact RAC for any reason regarding their business insurance, here is a quick and easy guide to help you.

1. Contact information

The first step is to find the right contact information. You can visit the RAC website and go to the Contact Us section, where you will find a list of phone numbers and email addresses for different departments.

The RAC Business Insurance team can be reached at:

  • Phone: 0330 159 1520
  • Email:

2. Have your details ready

Before calling or emailing, make sure you have all the necessary details ready. This will help the RAC team assist you more efficiently. Some of the details you may need to provide include:

  • Your policy number
  • Your personal or business information
  • The reason for your query
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3. Explain your query clearly

When you contact RAC, make sure you explain your query or issue clearly. This will help the team understand your situation and provide you with the best possible solution. If necessary, provide any relevant documentation or information to support your query.

4. Be patient and polite

Dealing with insurance queries can be frustrating, but it’s important to remain patient and polite when communicating with the RAC team. They are there to help you, and being rude or aggressive will not solve your problem any faster.

5. Follow up if necessary

If you do not receive a response or solution to your query within a reasonable time frame, don’t hesitate to follow up with RAC. You can call or email again to check the status of your query or ask for an update.

Following these simple steps can help you contact RAC for any business insurance related queries and get the assistance you need quickly and efficiently.

Your Complete Guide to Making a Claim with RAC Insurance

RAC Insurance provides a range of business insurance policies to protect your business from unexpected events. However, accidents can still happen, and if you need to make a claim on your RAC Business Insurance policy, it’s important to know what to do.

Step-by-Step Guide to making a claim with RAC Insurance

Follow these steps to make a claim with RAC Insurance:

  1. Step 1: Contact RAC Insurance
  2. If you need to make a claim, the first step is to contact RAC Insurance as soon as possible. You can call them on 13 17 03 or visit their website to lodge a claim online. You’ll need to provide them with your policy number and details of the incident.

  3. Step 2: Provide all relevant information
  4. When you make a claim, you’ll need to provide RAC Insurance with all relevant information about the incident. This may include photos, videos, witness statements, or police reports. The more information you can provide, the easier it will be for RAC Insurance to process your claim.

  5. Step 3: Wait for an assessment
  6. After you’ve lodged your claim, an RAC Insurance claims specialist will assess your claim and determine whether it’s covered by your policy. They may contact you to ask for more information or to arrange an assessment of the damage.

  7. Step 4: Get your vehicle repaired or replaced
  8. If your claim is approved, RAC Insurance will arrange for your vehicle to be repaired or replaced, depending on the terms of your policy. If you need to have repairs done, RAC Insurance will provide you with a list of approved repairers.

  9. Step 5: Pay any excess
  10. If your claim is approved, you’ll need to pay any excess that applies to your policy. The excess amount will be outlined in your policy documents.

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What to do if your claim is rejected

If your claim is rejected, you have the right to appeal the decision. You can contact RAC Insurance to discuss your options and find out why your claim was rejected. If you’re still not satisfied, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA).

Tips for making a successful claim

Here are some tips to help you make a successful claim with RAC Insurance:

  • Tip 1: Report the incident as soon as possible
  • The sooner you report the incident to RAC Insurance, the sooner they can start processing your claim.

  • Tip 2: Provide all relevant information
  • Make sure you provide RAC Insurance with all relevant information about the incident, including photos, videos, and witness statements.

  • Tip 3: Keep records
  • Keep records of all communications with RAC Insurance, including emails, letters, and phone calls.

  • Tip 4: Don’t admit fault
  • Don’t admit fault or liability for the incident, as this could affect your claim.

  • Tip 5: Read your policy documents
  • Make sure you understand the terms and conditions of your policy, including any excess that applies.

As we come to the end of this article, I hope you now have a better understanding of what RAC business insurance can offer your business. Remember, having the right insurance coverage can protect you from unexpected losses and liabilities, and ultimately give you peace of mind.

My final tip for you is to always review and update your insurance coverage as your business grows and changes. This will ensure that you are adequately protected and that your coverage aligns with your current needs.

Thank you for taking the time to read this article. If you have any further questions or would like to know more about RAC business insurance, feel free to reach out to a licensed insurance professional.

If you found this article informative and engaging, be sure to visit our Business insurance section for more insightful articles like this one. Whether you’re a seasoned insurance enthusiast or just beginning to delve into the topic, there’s always something new to discover in See you there!

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