Secure Your Future with Sure Insurance in Townsville – Comprehensive Coverage for Peace of Mind

Secure Your Future with Sure Insurance in Townsville - Comprehensive Coverage for Peace of Mind

Are you a resident of Townsville and in need of reliable insurance coverage? Look no further than Sure Insurance Townsville. With a range of policies tailored to meet your unique needs, Sure Insurance Townsville provides peace of mind and protection for you and your assets. Whether you’re looking for home, car, or business insurance, Sure Insurance Townsville has you covered. Read on to learn more about the benefits of choosing Sure Insurance Townsville for all your insurance needs.

Understanding Sure Insurance in Queensland: Who are the Underwriters?

Sure insurance is a type of insurance that covers a specific event or situation. In Queensland, there are several underwriters who provide sure insurance policies to individuals and businesses.

Who are the Underwriters?

Underwriters are companies or individuals who assume the risk and responsibility of insuring a policyholder. They provide financial backing and assume responsibility for paying out claims if the insured event occurs.

There are many underwriters in Queensland that specialize in sure insurance. Some of the most well-known underwriters include:

  • QBE Insurance Group: QBE is a global insurer that offers a range of insurance products, including sure insurance. They have a strong presence in Queensland and are a popular choice for many businesses and individuals.
  • CGU Insurance: CGU is a leading Australian insurer that has been providing insurance solutions for over 160 years. They offer a range of sure insurance policies to suit different needs and budgets.
  • Allianz Australia: Allianz is a global insurer that has been operating in Australia for over 100 years. They offer a range of insurance products, including sure insurance, to individuals and businesses.
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These are just a few examples of underwriters that offer sure insurance in Queensland. It’s important to do your research and compare policies from different underwriters to find the best one for your needs.

Understanding House Insurance Costs in Townsville: A Comprehensive Guide

House insurance is a necessity for any homeowner in Townsville. It protects your property against unexpected events such as natural disasters, theft, and fire. However, insurance costs can vary depending on several factors.


The location of your property is a significant factor in determining your insurance costs. If you live in a high-risk area for natural disasters such as floods, cyclones, or bushfires, your insurance premiums will be higher. It is because the probability of filing a claim is higher for insurers.

Construction Type

The type of construction of your property can also impact your insurance costs. If you have a brick or concrete house, it is generally cheaper to insure than a timber-framed house. It is because brick and concrete houses are more resistant to damage and are less likely to suffer severe damage in natural disasters.

Age of the Property

The age of your property can also be a factor in determining the insurance costs. Older houses can have more maintenance issues that increase the probability of a claim. Hence, insurers charge higher premiums for older homes.

Property Features

The features of your property can also impact the insurance costs. If you have a swimming pool, it can increase your premiums as it increases the risk of accidents and liability claims. Similarly, if you have expensive fittings, jewelry, or other valuables, you may need to purchase additional coverage.

Security Measures

The security measures you have in place can also affect your insurance premiums. Installing security systems, alarms, deadbolts, and other security features can help reduce your insurance costs. It is because insurers see these measures as a way to reduce the probability of a claim.


Your deductible is the amount you pay out of pocket before your insurance policy comes into effect. Choosing a higher deductible can lower your insurance premiums. However, it also means that you will need to pay more out of pocket if you file a claim.

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Sure Home Insurance: A Quick Guide to Contacting Customer Support

If you’re a Sure Home Insurance policyholder in Townsville, knowing how to contact customer support is essential. Here’s a quick guide:

Online Support

For online support, head to Sure Home Insurance’s official website. Here, you can browse through their FAQ section, which provides helpful answers to common questions about their policies and claims process. You can also fill out their online contact form or send them an email for more specific inquiries.

Phone Support

If you prefer to speak with a representative over the phone, Sure Home Insurance has a dedicated customer support hotline. Dial 1300 392 535 to get in touch with a customer support representative who can assist you with your queries or concerns.

Make sure to have your policy number and other pertinent details ready before calling to ensure a smooth and efficient transaction.

Mail Support

If you need to mail any documents or correspondence to Sure Home Insurance, you can send them to their Townsville office at the following address:

Sure Insurance

PO Box 1305

Townsville QLD 4810

Remember to double-check your mailing address and include all necessary information to avoid delays or miscommunication.

Overall, knowing how to contact Sure Home Insurance’s customer support can give you peace of mind and help you manage your policies and claims more efficiently. Whether you prefer online, phone, or mail support, Sure Home Insurance has got you covered.

Decoding Sure Insurance: What Does it Actually Cover?

Sure Insurance is a type of insurance coverage that provides protection to individuals and businesses against risks that are beyond their control. In particular, Sure Insurance provides coverage for events that are generally excluded from standard insurance policies, such as natural disasters and acts of terrorism.

What Does Sure Insurance Cover?

Sure Insurance offers coverage for a range of risks, including:

  • Natural disasters: Sure Insurance covers losses caused by natural disasters such as floods, cyclones, and bushfires.
  • Acts of terrorism: Sure Insurance provides coverage for losses resulting from acts of terrorism.
  • Accidental damage: Sure Insurance covers accidental damage to property or assets.
  • Business interruption: Sure Insurance provides coverage for losses resulting from business interruption, such as when a business cannot operate due to a natural disaster.
  • Public liability: Sure Insurance covers businesses against claims made by third parties for injury or damage to property.
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What Are the Benefits of Sure Insurance?

The benefits of Sure Insurance include:

  • Comprehensive coverage: Sure Insurance provides coverage for a range of risks that are typically excluded from standard insurance policies.
  • Peace of mind: Knowing that your business is protected against unexpected events can give you peace of mind.
  • Tailored coverage: Sure Insurance policies can be tailored to meet the specific needs of your business.

How to Choose the Right Sure Insurance Policy?

When choosing a Sure Insurance policy, it is important to consider factors such as:

  • The level of coverage: Make sure the policy provides adequate coverage for your business.
  • The cost of the policy: Compare policies to find the best value for money.
  • The reputation of the insurer: Choose an insurer with a good reputation for customer service and claims handling.

Overall, Sure Insurance provides comprehensive coverage for a range of risks that are typically excluded from standard insurance policies. By choosing the right policy, businesses can protect themselves against unexpected events and enjoy peace of mind.

As we wrap up this article on sure insurance in Townsville, I’d like to leave you with one final tip: always make sure to read the fine print before signing any insurance policy. It may seem tedious, but taking the time to understand the details of your coverage can save you from unexpected expenses and headaches down the road. Remember, insurance is meant to provide peace of mind, but it’s up to you to make sure you have the right coverage for your unique needs. Thank you for reading and don’t hesitate to reach out if you have any further questions or concerns about insurance in Townsville.

If you found this article informative and engaging, be sure to visit our Auto insurance section for more insightful articles like this one. Whether you’re a seasoned insurance enthusiast or just beginning to delve into the topic, there’s always something new to discover in See you there!

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